Indiabulls Housing Finance Ltd
Indiabulls Housing Finance Ltd. (IBHFL) is India’s 3rd largest Housing Finance Company (HFC). The company is registered as a Housing Finance Company (HFC) and is regulated by the National Housing Bank (NHB). IBHFL is a leading provider of home loans, loan against properties and commercial vehicle loans. It provides competitively priced home loans to both salaried and self employed segment clients.
The company has a loan asset book of over Rs. 34,400 Cr and has, since inception, disbursed over Rs. 71,000 Cr to over 5.5 lakh customers. With a net worth of over Rs. 5,300 Cr, IHFL is one of the best capitalized companies amongst its peer with a CRAR of 18.47% as at March 31st, 2013. Further, the company is one of the least levered amongst its peer set with a net debt-to-equity ratio of only 4.67. The company enjoys a credit rating of AA+.
IBHFL has 200 well appointed and customer accessible walk-in branches spread across the country. Company’s national and International reach is further enhanced from tie-ups with Yes Bank and Doha Bank.
The company has always prioritized customer service and has one of the quickest loan delivery and fulfillment systems amongst its HFC and banking peers. With a sales team of over 1,800 executives that assist and guide customers at all stages of a home purchase decision, with an aim to forge and nurture long term relationships.
The company also offers online account access to its customers with which they can track their home loan account over a click leading to a safe, simple and hassle free e experience.